Nonprofit Credit Counseling
We are a nonprofit credit counseling organization committed to educating consumers on financial issues and providing personal assistance to consumers who have become overextended with debt. Our certified credit counselors provide personal assistance through free budget counseling, housing counseling and debt management plans to lower credit card interest rates and monthly payments.
A free budget and credit counseling session can help you pay down debt, manage expenses, plan for the future, and achieve financial peace of mind. During your session, a certified credit counselor will provide you with the following:
- Free Credit Report Review
- Free FICO Score
- Personalized Action Plan and Budget
Overwhelmed by credit card debt? Worried about poor credit? Want to buy a home or plan for retirement? Whatever your financial goals, our certified credit counselors will give you the objective advice you need to achieve them. Credit counseling educates consumers about how to repay their debts and better manage their personal finances. This one-on-one counseling is customized to the client’s unique situation. AFDN consumer credit counselor can help consumers by crafting a new budget and debt repayment plan, all of which is informed by the client’s own financial information. Some clients need the additional help of a formal Debt Management Plan, though the majority benefit from credit counseling alone.
Credit Reporting Agencies:
Rapid re-housing is a crisis response strategy to address homelessness. Looking at the alternatives – emergency shelter and transitional housing – it is by far a more cost effective and successful strategy. But that doesn’t mean efforts to identify permanent subsidized housing, more affordable units, and address things like livable wages shouldn’t be underway as well.
But when an individual or family is experiencing homelessness, the most important immediate step that a provider can take is to help them stabilize in a home. It doesn’t mean they won’t still be poor, but they will no longer be homeless.
rapid re-housing for homeless families:
Rapid Re-Housing Program helps families move from Hennepin County homeless shelters to affordable housing. Access to the program is through a referral by Hennepin County Screener only. Moves families from shelter to permanent housing, minimizing the trauma of homelessness on parents and children.This takes place at Century Plaza in downtown Minneapolis. this new service model focuses on moving families to permanent housing first, then providing services.
Participating families receive housing relocation, stabilization services and financial assistance. Additional services, including employment assistance, are offered after permanent housing is found.
Referrals to the program must come through Hennepin County's coordinated entry provider.
AFDN offers classes to First Time Home Buyers to provide education on how to manage your credit score, how to shop for property with realtors and how to ensure a bank loan is the right one for you. These classes will answer many questions First Time Home Buyers may have as well as offer referrals to recommended realtors, mortgage bankers and insurance agents in order to have a smooth transaction.